Mortgage and Protection Advice
built around what matters to you

"We set up RH Mortgage & Financial because we were frustrated with mortgage advice that felt cold, confusing, and frankly a bit boring. We wanted to do it differently."

About Us

Your local mortgage specialists based in York

At RH Mortgage & Financial Solutions, we give clear, independent mortgage advice built around you. Our job is to cut through the jargon, simplify the process, and find the right solution for your circumstances, and support you throughout the whole process.

Whether you’re buying your first home, remortgaging, or planning a new property project, our experienced advisers will guide you from start to finish. You’ll get expert knowledge, honest advice, and real support from people who genuinely care about getting it right.

If you have a property or project in mind, we’d love to help. Speak to RH Mortgage & Financial Solutions and take the next step with confidence.

Financial Conduct Authority Registration No: 977554

Mortgages & Financial Protection For Real Life

Especially the muddy kind

Your Home, Your Terms
Whether you're buying your first home or moving on to your next, we search the whole market to find the right deal for you and guide you through every step without the jargon.

Invest With Confidence
Building a portfolio or buying your first investment property? We'll find competitive rates, make sure the numbers stack up, and handle the paperwork so you can focus on the bigger picture.

Flexibility, Done Properly
Interest only isn't right for everyone, but when it is, it can make real sense. We'll give you an honest assessment and make sure you fully understand what you're getting into before you commit.

The One That Matters Most
Nobody likes thinking about it. But making sure your family is protected if the worst happens is one of the most important things you can do. We'll find the right cover without overcomplicating it.

Because Life Doesn't Pause
A serious diagnosis shouldn't mean financial crisis too. Critical illness cover gives you breathing space when you need it most, we'll explain your options clearly and find the right fit.

Keep The Bills Paid, Regardless
If you couldn't work tomorrow, how long could you manage? Income protection is the cover most people overlook - until they wish they hadn't. We'll make sure you're not caught out.

Why RHFS

Expertise & Experience

RH Mortgage & Financial Services boasts a team of seasoned financial professionals with extensive industry experience. Their proven track record in managing investments, retirement planning, and tax services equips them to provide sound, strategic advice tailored to your financial goals.

Three reasons clients...

...actually enjoy the process

Nobody ever says they enjoyed getting a mortgage. We're working on changing that.

Whole Market Access

We're not tied to any bank or building society. We search the whole market to find the right fit for your situation, not the path of least resistance for us.

Friendly, real people from start to finish

No call centres. No being passed around. You get a dedicated member of our team from first call to keys in hand. Yes, we answer our phones, even on Fridays.

We know rural property

Equestrian facilities, agricultural land, outbuildings, not every broker understands how lenders view these. We do. We've lived it, and we've mortgaged it.

“Top class service. Nothing is ever too much to ask, such a friendly team, always happy to help! Highly recommend!!”

 
Louis Pern – Google Review | March 2025

“Roxy and team are fantastic! Found a solution to a complex problem - thanks so much. Highly recommend!”

 
Laura Labadie– Google Review | March 2025

“Would highly recommend RH Mortgage & Financial Solutions! So helpful, knowledgeable and friendly throughout, they made the whole process as easy as can be, particularly given both my husband and I are self-employed.”

 
Rachel Thompson – Google Review | Feb 2025